Nuvo Merchant Services

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Real Estate
Nuvo
Development
Commercial real estate,
self-storage & investment
Winter Park, Florida — Est. 2008

Payment Solutions
Built for Growth

At Nuvo Merchant Services, we deliver Payment Processing Solutions — tailored payment processing that scales with your business. Whether you're a large, publicly traded company or a small startup, our flexible platforms, competitive rates, and expert support empower you to reduce costs, minimize friction, and accelerate revenue. With seamless integrations, dedicated service, and decades of vertical expertise, we don't just process transactions — we partner in your success.

4,000+
Active Merchants
9M+
Transactions Yearly
$2.5B+
Processed Annually
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Integrated Payment Infrastructure

At Nuvo, we provide Integrated Payments designed to unify every aspect of your payment operations. From seamless gateway and POS integrations to automated recurring billing, compliant high-risk processing, and robust e-commerce solutions that scale effortlessly — our platform connects all the pieces into one reliable system.

Accept Payment Anywhere

Meet your customers where they are. Credit cards, debit cards, and checks flow seamlessly whether you're at the counter, closing a sale online, or accepting payment on the move. One unified platform. Built for speed, flexibility, and the freedom modern commerce demands.

Lowest Industry Rates

Stop leaving money on the table. Get industry-leading, transparent rates on credit cards, debit cards, and more — customized to your business volume and vertical. No hidden fees, no long-term contracts, just real savings that boost your bottom line every single month.

Peace of Mind Processing

No contracts. No lock-ins. No pressure. We operate month-to-month because we believe in earning your business every single day — not trapping it. If we're not delivering exceptional service and value, you can walk away anytime with zero hassle or penalties. True flexibility and total peace of mind.

"Our mission is to exceed customer expectations by simplifying payment solutions, building strong relationships, and delivering value in all we do."

Powered bynuvei

As an ISO partner of Nuvei, one of the world's leading global payment processors, Nuvo Merchant Services delivers enterprise-grade technology with the personalized service of a local partner. Nuvei's robust, secure, and scalable platform powers seamless card acceptance, high-risk expertise, and advanced integrations across online, in-person, and recurring payments. Together, we combine global strength with local expertise to give your business a true competitive edge.

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24/7 Customer Support

Round-the-clock help when you need it most.

Rapid Onboarding

Get approved and processing in as little as 24 hours.

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Online Reporting

Real-time visibility into all transactions.

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PCI-Compliant Network

Level 3 security standards, always.

Payment Products

Everything You Need to Get Paid

Credit & Debit Processing

Full-spectrum card acceptance with competitive rates, fast settlement, and detailed transaction reporting.

ACH Processing

Secure, low-cost electronic bank transfers for businesses that need reliable, high-volume payment collection.

Recurring Payments

Automate billing cycles, reduce churn, and give your customers a frictionless subscription experience.

Gift & Loyalty Cards

Boost retention and revenue with branded gift card programs and loyalty reward integrations.

Integrated Solutions

Seamlessly connect with your existing POS, e-commerce platform, or ERP system via our open API.

Mobile Payments

Accept payments from anywhere with our secure mobile platform, purpose-built for businesses on the move.

Portfolio of Companies

Industry-Specific Platforms

Nuvo has built purpose-driven payment platforms for industries with unique needs — from self-storage, real estate, and law firms to high-risk industries such as tobacco and CBD, Nuvo has the solution to fit your needs.

Self-Storage

SBOA Merchant Services

Integrated payment solutions built exclusively for self-storage — automating billing, enabling seamless online payments and gate integrations, and helping owners collect faster while cutting admin work.

Visit SBOA
Tobacco Industry

Premium Tobacco Payment Processing (PTP)

Specialized merchant services for cigar shops and online tobacco retailers — with the lowest industry rates, no rate increases, fast approvals, and dedicated high-risk online solutions. PTP is backed and partnered with the Premium Cigar Association (PCA) and the Cigar Association of America (CAA).

Visit PTP
Legal Services

Lex / Actum

Payment processing designed explicitly for law firms — simplifying secure, compliant client collections with trust account separation, easy integrations, and transparent pricing so you can collect faster and focus on your practice.

Visit Lex/Actum
Our Team

The People Behind Nuvo

With more than 50 years of combined hands-on payments experience, our team brings deep industry knowledge and a genuine commitment to your success. Based in Winter Park, Florida, we provide specialized vertical expertise and responsive, personalized support that larger processors often can't match.

Gary Cardamone

Gary Cardamone

Founder & CEO

Gary founded Nuvo after scaling an electronic payments business from the ground up. With a background in Economics and Computer Science, he leads the firm's strategic direction and long-term growth across all divisions.

Misha Cardamone

Misha Cardamone

President & Co-Founder

Misha's early vision and investment were foundational to Nuvo's growth. She oversees the firm's operational platform — including accounting, client management, and brand standards — ensuring consistency across every client relationship.

Mitch Langer

Mitch Langer

VP, Sales & Operations

With over a decade at Nuvo, Mitch drives revenue growth and operational performance. He leads the sales organization, client success, and day-to-day operations with a focus on building long-term partnerships.

Shayne Cardamone

Shayne Cardamone

Business Development & Strategy

Shayne supports Nuvo's growth initiatives, market development, and cross-functional strategy. She works closely with leadership to drive business expansion and strengthen client and partner relationships across the platform.

Zoë Cardamone

Zoë Cardamone

Chief Happiness Officer

Zoë is Nuvo's four-legged Chief Happiness Officer and the true heart of the office. She takes her role of greeting guests, warming laps, and boosting morale very seriously — and has never missed a day of work.

Let's Get Started

Ready to lower your processing costs and simplify your payments? Fill out the form and a Nuvo representative will be in touch shortly.

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444 W New England Ave, Suite 211
Winter Park, FL 32789